It is impossible to obtain a Schengen visa without applying for medical insurance. This document gives the right to free medical treatment in any country of the European Union in the event of one of the insured events specified in it.
Get medical insurance from a travel agency. This option is ideal for those planning to travel on a package. You don't even need to remind the company's employees about obtaining a policy - they simply won't sell you a tour without a formalized insurance, for which you will need to pay a certain amount.
Use the services of an insurance company. Naturally, it is better to contact a company that has already established itself well. To get the necessary policy in this way, find out at the visa center or on the website of the embassy of the country you need all the insurance conditions, present your passport to the insurance company, and indicate the number of days for which you need to take out medical insurance.
Contact the insurance company that provides health insurance to the organization where you work. In this case, there is a chance to issue it for a longer period and completely free of charge.
Remember that to enter the EU countries you need insurance that covers costs from 30 thousand euros. Usually it is calculated on the basis of 1-2 euros per day, but the final cost also depends on the age of the insured person, the situation in the country, the cost and duration of the trip. The type of vacation is also of great importance - insurance for an extreme trip will cost much more, because it will cover a larger number of insured events.
Read the terms and conditions of your health insurance carefully. Find out which case is insured for you, so as not to run out of money due to treatment. The cost of insurance often does not include dental services or treatment of the consequences of a long-term illness. It is desirable that the medical policy covers not only the treatment, but also includes the cost of transportation to the place of residence in the event of an insured event.